Zakat Calculator
Add your assets and liabilities to calculate zakat at 2.5%.
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Calculating zakat means adding up your zakatable assets, subtracting what you owe, and paying 2.5 percent of the remainder if it exceeds the nisab threshold. This calculator lays it out clearly: enter your cash and savings, the value of gold and silver you hold, business or investment assets, money owed to you, and then your short-term debts. It shows your net zakatable wealth and the amount due, all calculated privately in your browser.
What zakat is calculated on
Zakat is due at 2.5 percent on qualifying wealth that you have held for a full lunar year, once that wealth is above the nisab threshold. Qualifying wealth generally includes cash in hand and in bank accounts, gold and silver, money owed to you that you expect to receive, business stock held for sale, and investments held for trade. Debts that you owe are deducted before the calculation.
The nisab threshold
Nisab is the minimum wealth at which zakat becomes due, and it is defined against the value of either 87.48 grams of gold or 612.36 grams of silver. Because those two metals move differently, the silver figure is usually considerably lower, which means using it results in more people being liable and more zakat being paid. Many scholars recommend the silver standard for that reason, while others use gold. Which one applies to you is a question of the position you follow.
Important limitations of any calculator
- This is a general calculation tool, not a religious ruling.
- Scholars differ on the treatment of pensions, shares, mortgages, jewellery in regular use and business assets.
- The zakat year follows the lunar calendar, which is around 11 days shorter than the solar year.
- Gold and silver prices change daily, so nisab changes with them.
- For anything beyond a straightforward case, ask a qualified local scholar rather than relying on a web tool.
How to use Zakat Calculator
- 1
Enter your cash, savings, gold, silver and investments.
- 2
Enter any short-term debts to subtract.
- 3
See your net wealth and the 2.5% zakat due.
Frequently asked questions
Nisab is the minimum wealth threshold, traditionally the value of 87.48g of gold or 612.36g of silver. Enter the current local price to compare against your wealth.